Understand what it takes to buy your own home, get mortgage ready and take your first step onto the property ladder — with access to bespoke mortgage advice from FCA-regulated advisers.
Available in the UK · More locations coming soon
Currently renting
First-time buyer
New to the UK
Low credit score
Saving for a deposit
Existing credit commitments
Self-employed
Cash buyer
Not ready to buy yet*Individual circumstances vary. Mortgage eligibility and lending criteria are determined by individual lenders.
Every buyer starts from a different place. Pick yours and Ladder One shapes the plan around it.
For anyone planning to buy a home with a mortgage in the UK. Understand where you stand, what may need attention and how to prepare before approaching a lender — from your deposit and credit profile to income, financial commitments and documents.
Follow a clear path from getting mortgage ready through to finding and buying your home.
Access personalised mortgage advice from FCA-regulated advisers when you’re ready.
Know where you stand, what comes next, and keep your journey moving forward
For buyers with the funds ready, whether from savings, a sale or family. Get a clear plan for a smooth, fast purchase.
See your budget once all buying costs are counted.
Map the legal and survey steps for a quick move.
Practical guides to help you prepare, make smarter decisions and understand what to expect at every stage of buying a home.
From first question to the keys in your hand, in four clear steps
Share your finances and what you’re hoping to buy.
Mortgage Buyer or Cash Buyer. Your journey adapts.
See your position and the steps to take next.
Act with confidence on your UK home purchase.
Buying a home is full of unknowns. We turn them into clear next steps.
See your budget, costs and buying power in plain English.
Compare routes and understand the trade-offs before you commit.
A step-by-step plan built around your situation and your path.
Know where you are and what comes next, at every stage.
Monthly
£29.99per month
One payment of £29.99 for 1 month
Personalised mortgage-readiness planReadiness score & progress trackerDeposit and savings trackerCredit improvement guidanceAccess to regulated mortgage advisersOne adviser consultation every 3 monthsHome buying roadmapDocument checklistAI guidance tailored to your situationRegular tips, tools and market updates
Available in the UK · More locations coming soon
Your numbers, your options and your plan, all in one app built for home buyers.
Still unsure? Contact us and we'll help.
Ladder One is a home-buying app for people in the UK. It helps you understand your position and gives you a clear plan for what to do next, whether you are buying with a mortgage or with cash.
Anyone planning to buy a home in the UK, whether you are renting today, buying for the first time, new to the UK, self-employed, rebuilding your credit or buying with cash. You answer a few questions and Ladder One shapes the plan around your situation.
Not yet. Ladder One is available in the UK today and will expand to more locations. Join the waitlist below and we will let you know when we launch in your country.
Membership is £29.99 for a month, £79.99 for 3 months (save 11%) or £249.99 for a year (save 31%). Choose a plan and pay securely on this website, then sign in to the LadderOne app with the same account to unlock everything.
No. Our home-buying and mortgage-readiness tools are for education and information only. If you choose to speak with an adviser, regulated mortgage advice is provided by an appropriately authorised adviser regulated by the Financial Conduct Authority (FCA).
Ladder One is available in the UK today and will expand to more locations. Tell us where you are and we'll let you know when we launch there.
You can start today.
Buying in the UK? See where you stand, what to work on and the steps that could move you closer to owning your home.
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